A comprehensive financial analysis of assets, liabilities, cash flow and investments helps us identify a clear path to our clients’ prosperous futures. We’ll craft a detailed financial plan that helps you have the right wealth accumulation and preservation strategy in place to achieve your long-term investment objectives. More importantly, we continuously monitor and adjust our client’s financial plans to ensure that they remain aligned with their stated objectives.
Retirement can signify a lot of things to a lot of people: sailing off into the sunset with your beloved; never having to worry about waking up early to catch the morning train; finger-painting with your grandkids. But to make these dreams a reality, you’ll need to create a nest egg that will make your retirement years as comfortable, if not more, as when you were working. Essentially, it’s never too early to think about saving for your golden years. As the average lifespan increases, you should be prepared to put aside more to accommodate a longer retirement. We understand the importance of having enough to spend during your retirement. That’s why we offer a process that can help you enjoy your retirement, and make the money you’ve worked for years to save go even further.
One of the nice perks of being self-employed or a business owner is that you don’t have to retire. You’re a doer. You like to make decisions and see results. But maybe someday — perhaps when you’re 65, 75 or older – you just might WANT the option to trade the fun and frustration of work for golf, gardening, vacationing with the grandkids or sitting back and relaxing with family and friends. Just as important, you also want to have all your ducks in a row, so to speak, when it comes to making sure your loved ones are well provided for in the future. Neither of these goals just happens. They are the result of decisions you make today. That means retirement planning and estate planning – mapping out a strategy to create options for you and for your family. Fortunately, there are more retirement and estate planning choices available today than ever before for business owners and those self-employed. We are here to help you begin the process of planning. As the old saying goes: Those who fail to plan…fail.
Retirement and Social Security are one and the same to a great number of people, however, many pre-retirees are not engaging in Social Security planning. You earned Social Security and now is the time to maximize it. FSG’s advisors are knowledgeable with many of the Social Security planning concepts that can lead to significant increases in the total amount of benefits collected. Our state of the art Social Security planning software is able to illustrate in a clear and concise manner the benefits of proper social security planning. To speak with an FSG advisor about Social Security planning, please call our office at (800) 804-0420.